5 Ways To Control Your Christmas Holiday Spending

5 Ways To Control Your Christmas Holiday Spending

5 Ways To Control Your Christmas Holiday Spending: I know it is completely illogical, but Christmas kind of snuck up on me this year. It is the same time every year, so I’m still trying to figure out how I failed so miserably this year. I’m planning to use the new...
5 Ways to Avoid Banking Fees

5 Ways to Avoid Banking Fees

5 Ways to Avoid Banking Fees: Aaron got paid for a side cabinet job last week. The check he received was issued from an account with Bank of America.  We don’t bank there, but he was near one of their branches, so rather than deposit the check, he decided to cash it...
How To Start Your Journey To Personal Financial Freedom

How To Start Your Journey To Personal Financial Freedom

How to Jump Start Your Journey To Personal Financial Freedom: When Aaron and I started our personal debt free journey six years ago, we started as a result of Dave Ramsey’s book, The Total Money Makeover.  I talk about Dave Ramsey and his book a lot, but I’ve never...
How To Avoid Busting Your Budget

How To Avoid Busting Your Budget

How To Avoid Busting Your Budget: My husband and I recently paid off  $293,000 in consumer debt. It is seriously the best feeling in the world to only have a house payment. Talk about a major stress relief. The crazy thing is that we still have to budget. You would...

How to Create a Budget: Part 2

Now on to Step Two of Creating a Budget. If you have followed the first part of this series you have reviewed your expenses from the last couple of months and categorized them for easy organization. I personally utilize a Zero Based Budget. This means that I spend all...