Hiking to Phantom Ranch in the Grand Canyon Last weekend Aaron and I were lucky enough to visit the Grand Canyon for a trip to Phantom Ranch. Phantom Ranch is a miniature oasis located on the north side of the Colorado River near the confluence of Bright Angel Creek and Phantom Creek. The Grand Canyon Lodge includes a mix of camping, dorms and private cabins for overnight use. The lodging is in such high demand that it is typically booked 13 months in advance. We decided to go rather last minute, so I spend two days calling the Grand ... Read More about Hiking to Phantom Ranch in the Grand Canyon
What is Your Retirement IQ? Retirement is around the corner, Aaron turned 40 years old a few weeks ago and I’m not that far behind him. Now that we are officially old, retirement is becoming a real concept. I want retirement to be a welcome idea, not a scary concept. Over the last few years, we’ve concentrated on paying off all of our consumer debt. As a result, I’ve mostly ignored my retirement funding. Now that we finally have the debt gone it is time to refocus on retirement. In order to adequately fund your retirement, you need ... Read More about What is Your Retirement IQ?
http://youtu.be/jZacX5xuQs0 There is nothing like a bowling ball cannon to ring in the holidays. Merry Christmas! ... Read More about Bowling Ball Cannon
I have a love/hate relationship with this time of year. I love the holiday season and all the craziness that comes with it. However, it is also medical benefit renewal time, my least favorite time of the year. On a positive note, our company is finally large enough to offer both a PPO and an HSA plan to our employees. Both plans have pros and cons based on the employee’s individual circumstances. Most employees have a very limited understanding of their health care benefits. Many people ignore their medical plans until they need ... Read More about How to Choose an HSA or PPO Health Plan
I love photography. I’m not a good photographer, but I take a lot of pictures and occasionally get something worth sharing. I do a lot of canyoneering (hiking, rappelling, swimming and climbing in narrow slot canyons) and water sports and can’t always take along my big, bulky SLR camera. Recently I've had a lot of friends ask me about camera's after seeing some of my pictures on Facebook. I gave up on regular point-and-shoot cameras years ago and only use waterproof cameras. My cell phone is handy, but the ... Read More about My Favorite Waterproof, Shock Resistant Camera: Olympus TG3
Why You Need An Emergency Fund Now: As I’ve gotten older and struggled with money and watched my friends struggle with money I’ve realized that an emergency fund is critical to financial success. So here is the big question. What is an Emergency Fund Definition? An emergency fund is your buffer between real life and an emergency. There are more technical emergency fund definitions, but for me, it is all about the basics. My definition of an emergency fund is protection against life's storms. As a teenager, I used to always keep an ... Read More about 5 Tips to Help You Start Your Emergency Fund
There are some horrible miserable people in this world. Last week I visited the Holocaust Museum in Washington, DC – enough said right. There is nothing like walking through the exhibits, looking at the pictures and hearing the stories to bring home the lessons of the Holocaust. When I was in college I did a report on a movement called Holocaust Revisionism. There are people who for various reasons don’t believe the Holocaust happened - crazy huh. I’m not sure what motivates revisionist, but based on my research at the ... Read More about Remembering the Lessons of the Holocaust
First off, I’m not a doctor or even a medical professional. However, I’m currently in Washington DC attending a conference for the American Academy of Family Physicians to promote Urgent Care Textbooks. There are over 5,000 doctors attending this conference, so I’ve been talking to doctors non-stop for days. One of the little benefits of this conference was a free flu shot. Now I should mention that I’m a wimp and I’m just a little bit scared of needles. I really, really, really hate getting flu shots. I just don’t like ... Read More about Getting a Flu Shot is Less Painful Than Ever