How To Fly With A Baby: My baby is getting more frequently flyer miles than most adults. My first time flying with Ella she was 3 months old and I was petrified. I heard so many horror stories about crying babies and had been on a few planes with them myself. I knew flying with a baby could turn negative very quickly. My number one goal for flying it to make my daughter as comfortable as possible. I know that if she is comfortable and happy everything else will work itself out. I’m actually finishing this post in a hotel room in ... Read More about How To Fly With A Baby
Is A Percentage Based Budget Plan Right for You: The percentage budget is one of the easiest budgeting systems to implement. I’ve used all types of budgeting methods at various times in my life. Some have worked better than others, this is one of the winners. The basis of my current budget is the 50/30/20 method. The percentage budget works well for people who are used to budgeting and have learned to control their money, rather than having their money control them. It allows for more flexibility and freedom and doesn’t require as ... Read More about Is A Percentage Based Budget Plan Right For You?
How To Use Personal Capital for Retirement Planning: I’m in the process of trying to decide what to do with our retirement accounts. After my recent discovery that fees were eating up all of my investment profits, I decided it was time to pull my retirement accounts out of auto pilot. While researching my options I stumbled upon a company called Personal Capital that intrigues me. Personal Capital is an online wealth management company. They specialize in tax efficient ETF portfolios. Personal Capital is not an investment research ... Read More about How To Use Personal Capital for Retirement Planning
How To Prepare Your Home For A Babysitter: Aaron and I got lucky with our little baby. She is super easy and for the most part well behaved. As a result, we’ve gotten in the habit of taking her with us everywhere instead of getting a babysitter. Now that she is a year old, it is getting a bit harder to drag her everywhere and I’ve begun the search for a couple of regular babysitters for the random weekend activities. Finding a good babysitter takes a lot of work and when you find them, they are like gold. To find a good babysitter I ... Read More about How To Prepare Your Home For A Babysitter
How to Avoid Retirement Plan Account Fees: I watched the funniest, scariest video last night on retirement plan account fees. It is a long video, but if you are even marginally interested in having enough money for retirement (which everyone should be) I highly recommend watching. Retirement Plans: Last Week Tonight with John Oliver There were a ton of take home points for me, but the one I’d like to discuss is FEES! I’ve talked about banking fees and how to avoid them in the past. Banking fees can kill you, but they tend to ... Read More about How to Avoid Retirement Plan Account Fees
5 Easy Ways to Strengthen Your Marriage: This week I accomplished something wonderful. Something that I feel is worth celebrating. Something that took more work, patience, and self-sacrifice than I thought possible. Something that has brought me more joy, happiness, and peace than I thought possible. Aaron and I celebrated our 7 year wedding anniversary. Isn’t it funny how the things that bring us the greatest joy often bring us the most frustration? I’m just glad that my joy easily surpasses my moments of frustration. I’ve always ... Read More about 5 Easy Ways to Strengthen Your Marriage
Why You Need A Personal Finance Accountability Partner When I was single, my spending decisions were my own – I didn’t have a personal finance accountability partner. I didn’t have anyone to call me out when I went over my budget or made other poor financial decision. Yes, I solicited advice prior to making major financial purchases, like my car and home. I got professional advice on my retirements plans. I didn’t just jump in on the major stuff. But the advice I got was from people who only knew a small piece of my financial ... Read More about Why You Need A Personal Finance Accountability Partner