I always enjoyed Zig Zigler work, but after listening to his audio book “Raising Positive Kids in a Negative World", I’m completely sold. I wish I had listened to this audio years ago when I was trying to raise my teenage step-daughters. I feel really lucky to have stumbled across it now that I’ve got a toddler and am hoping to learn from the many mistakes I made with my step kids. One of the things that stuck out the most to me while listening to the audio was that it isn’t so much about the kids, but me as a parent. If I focus on the ... Read More about Resources to Help Find the Joy in Parenting
Why You Need A Last Will Or Living Trust Now: This is kind of morbid, but Aaron and I recently meet with our attorney to draw up our wills and living trust. After almost seven years of marriage, we decided to get on the ball and have a professional will and trust executed. It hasn’t been a fun process. Preparing a will makes you think of all the worst case scenarios. Now that we have a new baby, all of a sudden everything becomes just a little bit more important. With our older girls, it wasn’t much of an issue since we knew that if ... Read More about Why You Need A Last Will Now
How To Pay Off Debt With No Money: Paying off debt when you have no money is hard. To be blunt, your debt is making you broke, which means you can’t pay off your debt. It is a vicious cycle that you have to break in order to get ahead. So let's play a game of pretend. If you are average and making $50,000 a year then you are most likely bringing home around $3,300 per month. Your rent/mortgage is likely around $1,000-1,500 which doesn’t leave you much wiggle room for the other basics like food, gas, and utilities. You definitely don’t ... Read More about How To Pay Off Debt With No Money
How To Teach Honesty To A Child: Today I saw something that helped restore my faith in humanity. As I was checking out at Target a lady a few people in front of me was wrestling with 3 kids all in ages from 3-5. You could tell that the kids were done, they were tired and cranky and honestly kind of making a bit of a scene. The mother was obviously tired as well and you could see the frustration on her face as she finished up and walked out of the store. She was done too! As I was leaving, I had to stop at the exit to put my daughter's ... Read More about How To Teach Honesty To A Child
What is the Most Important Step in Retirement Financial Planning? There are a ton of articles highlighting the financial reasons behind saving for retirement. In fact, I read an excellent one this morning entitled “The 3 Money Magic Tricks”, which highlighted the importance of the time value of money, compounding interest and dollar cost averaging. All financial terms you hear regularly when it comes to retirement planning. Are they important – definitely! This article isn’t about any of that stuff - just ignore the financial terms for ... Read More about What is the Most Important Step in Retirement Financial Planning?
What Food To Include In Your 72-Hour Kit: It is time to redo my 72-hour Food Kits. It isn’t my favorite chore of the year, but I do like knowing I have enough food and water to last if a natural disaster happens. Bug out bags or 72-hour kits are designed to keep you alive for 72 hours in a disaster situation. This is usually long enough for emergency crews to reach you or for you to self-rescue. They are also great for surviving the zombie apocolypse. My husband, Aaron and I are campers and hikers, so my food kits are designed with a ... Read More about What Food To Include In Your 72-Hour Kit
Inexpensive & Fun Summer Activities for Toddlers: I’m dealing with a dilemma I’ve never had to worry about before. I’ve got a 14-month-old baby that I have to keep entertained on the days I’m not working. I know for my readers who are long-time mom’s you are laughing your head off. I don’t know why I hadn’t thought of this, but seriously I’ve got to start finding ways to keep her occupied or I’m going to go crazy. She is at that point where she wants to get into everything – and I do mean everything. Finding fun educational ... Read More about Inexpensive & Fun Summer Activities for Toddlers