Gentle Baby Sleep Training - A Parents First Step: I recently discovered the bane of every parent - Sleep Training a baby. It seemed so easy for the first few months, Ella liked to sleep and from the beginning was consistently sleeping 3-4 hours. I was tired, but could at least function. As she got older I waited for the magical moment when she would start sleeping for longer chunks of time. It never came and at five months I started to get a bit sleep deprived. Particularly since I had returned to work. If anything her sleeping ... Read More about Gentle Baby Sleep Training: A Parents First Step
I need help with organization! There I've said it. I'm just not a Pinterest mom. I get on these organizational sprees and do a great job for a while, but invariably everything just ends up disorganized again. I recently was given a copy of Maria Kondo's book, The Life-Changing Magic of Tidying Up. (You'll need to click on the audible option) I'm only half way through the book, but honestly, it is kind of life changing. It really has made an impact on my home because I've finally been able to get rid of some of the junk around our ... Read More about Free Audible Copy: The Life-Changing Magic of Tidying Up
The last couple of weeks have been crazy! We spent Christmas in St. George with my family. Ella was in rare form and had everyone wrapped around her finger by the first night. She drove Aaron and I nuts by not sleeping but was just as cheerful and fun as ever. Which on a side note, watch for my upcoming post on sleep training. The only good thing about her lack of sleeping was that she was so tired that she slept almost the entire 7-hour drive home. It rained virtually the entire time we were in Utah, so we only had time for one ... Read More about Christmas in St. George
When Should I Use My Emergency Fund? 4 Questions To Ask Before Using Your Rainy Day Account When is it okay to use your emergency fund? Aaron started a load of laundry last night. As soon as the spin cycle started we heard a loud bang and a lot of really weird noises. I had known our washing machine was on its last leg. To be honest, I was secretly hoping it would finally die so that I could get a new dryer. My current one has a fun little quirk – it doesn’t like to start. My dryer takes 20-30 tries to start - it is the most annoying ... Read More about When Should I Use My Emergency Fund?
It is finally time to start a college savings account for Ella. I thought starting a college saving plan would be simple. I assumed I could open an account anywhere, choose a few mutual funds and I was up and running. If you want to qualify for federal tax benefits, it isn't quite that simple. There are two major type of college savings accounts: Coverall Educational Savings Accounts (ESA) State Sponsored 529 Accounts I meet with our financial advisor and did a ton of research online. Below is a brief summary of each ... Read More about College Savings Fund: Is an ESA or 529 Plan right for you?
Tax Preparation - 10 Ways To Organize for Taxes: I hate tax season. Doing my taxes is right up there with torture in my opinion. I always end up waiting until the last minute to organize for taxes - which I’m sure makes it significantly worse. After the last two years of less than stellar organizational and tax follow through which led to some tax penalties, I’m changing my ways. There are three major aspects to preparing for tax season. Review your finances to find extra deductions and write-offs Organize your documentation to ... Read More about Tax Preparation: 10 Ways To Organize for Taxes
5 Ways To Control Your Christmas Holiday Spending: I know it is completely illogical, but Christmas kind of snuck up on me this year. It is the same time every year, so I’m still trying to figure out how I failed so miserably this year. I’m planning to use the new baby excuse with anyone that asks, but since she is 7 months old, that excuse really doesn’t fly anymore. Fortunately, I had included Christmas as one of my budget items throughout the year, so I have money set-aside for the holidays. However, I really haven’t managed my ... Read More about 5 Ways To Control Your Christmas Holiday Spending
I got unfriended on Facebook and Instagram today because I liked a comment made by a mutual friend. I don’t know what happened overnight, but the two of them got into a heated discussion about stuff unrelated to the post and in a moment of anger our mutual friend decided to unfriend everyone who had liked the original comment. The friend who unfriended me was someone I had known since high school. We weren’t best friends, but I considered him a friend who I respected and liked. Obviously, he didn’t feel as strongly about our ... Read More about Let No One Feel Alone Today