How To Simplify Life: 4 Easy Steps Anyone Can Follow I feel like I'm constantly trying to learn how to simplify my life. Are you tired of constantly being stressed out and overwhelmed? I'm right there with you. My husband needs help, my kids need help, my house is a wreck (even though I cleaned it yesterday), I don’t have a clue what to make for dinner. I could go on and on. It is frustrating because none of the individual stressors are crazy and completely overwhelming, but when you put them all together I can’t help but panic at ... Read More about How To Simplify Life: 4 Easy Steps Anyone Can Use
How The Two Unbreakable Rules of Budgeting Will Change Your Life: I’m a bit of a nerd, I love creating Excel spreadsheets and organizing my finances with Quicken. You might even go so far as to say I’m a bit obsessed with managing my personal finances. I even go so far as to live on a budget. Yes, the dreaded “B” word. Budgeting allows me to tell my money where to go rather than letting my spending control me. I have such a hard time understanding why so many people cringe when they hear the word budget. For me following the rules of ... Read More about How The Two Unbreakable Rules of Budgeting Will Change Your Life
How to Start Your Debt Free Journey: 3 Simple Steps to Get Out of Debt Aaron and I had one of those defining moments in our marriage when we tabulated our debt and realized we owed $446,000. This realization helped us start your debt free journey. It felt like a vice around the neck was slowly choking the life out of us. I felt helpless and honestly kind of stupid. I knew better, I knew how dangerous debt was. More than anything I was mad at myself. How could I have accumulated so much debt? How could that number be real, what in the ... Read More about How to Start Your Debt Free Journey: 3 Simple Steps to Get Out of Debt
10 Awesome Budgeting Goals and How to Meet Them in 2018 Guest Post from Hayden Stewart a contributing author and media specialist for CreditShout New year, new you, right? So many people make goals about weight loss, improving relationships, career goals, and finances for New Year’s resolutions. Now that it is late February, how many of your goals are you still working on? Most people find it difficult to meet their New Year's Resolutions. Often times, people lack clear direction or don’t know where to start. Improving personal ... Read More about 10 Awesome Budgeting Goals and How to Meet Them in 2018
Stolen Identity? 9 Steps To Take Immediately When You Are The Victim Of Identity Theft I am now a statistic, I am the victim of identity theft. I’m seriously still in shock and to be blunt, it has been a horrible experience so far. The crazy thing is that I watch my credit regularly, I have notifications set up, but unfortunately, credit thieves are smart and they know what they are doing. I’ll write a separate post on what you can do to prevent identity theft, but for now, let's cover what you need to do when identity theft ... Read More about Stolen Identity? 9 Steps To Take Immediately When You Are The Victim Of Identity Theft
Rich Habits: The Daily Success Habits of Wealthy Individuals: I realized something about myself recently. I’m not good at self-discipline. I’m successful because I’m an awesome multi-tasker, not because of my stick-to-it-ness. This has to change. I recently reread a book called “Rich Habits – The Daily Success Habits of Wealthy Individuals” by Thomas C. Corley, which I highly recommend reading. Corley is a CPA, who over the course of five years studied the habits of 233 wealthy people and 128 people living in poverty. He asked them to ... Read More about Rich Habits: The Daily Success Habits of Wealthy Individuals
I make good money why am I always broke? So this post is going to be a bit of tough love. If you keep saying, "I make good money why am I always broke," it is time to make some changes in your financial life. Either your spending is completely out of control, or your debt is out of control. If you are tired of being broke, either issue is a big deal. Like I said - TOUGH LOVE! The other day, I heard a speaker say that the difference between being poor and broke was that the poor person didn't have the money, the broke person was ... Read More about I Make Good Money Why Am I Always Broke?
Why I've Stopped Feeling Ashamed Of My Financial Success: “We make good money,” I threw that phrase out there while speaking with a friend and was shocked at her response. She thanked me for being so open and honest and then proceeded to tell me that in the past she has been shamed for her family’s financial success. She was like me, very proud of what she and her husband had accomplished through hard work, long hours and dedication. She wasn’t bragging or trying to rub her success in anyone’s face but struggled with the knowledge that ... Read More about Why I’ve Stopped Feeling Ashamed Of My Financial Success